Trusted UK umbrella company solutions for contractors & freelancers
Umbrella Company Solutions

Keep more of what you earn. Leave the paperwork to us.

IFL Contracts is a trusted UK umbrella company for contractors and freelancers. We handle your invoicing, payroll, tax and compliance — so you can focus on the work you do best, with fast payments and friendly, expert support.

Competitive low fees Free professional indemnity cover Immediate payment processing No hidden costs
Speak to a friendly advisor today — call 01784 618027
25+ years' experience Independent UK umbrella company Full HMRC compliance Works with all major UK agencies
25+
Years' Experience
£20/wk
Simple Weekly Fee
£1m
Indemnity Cover
24hr
Typical Response
Why Contractors Choose Us

One Umbrella, Everything Handled

Being paid through IFL Contracts means a single employer, one straightforward fee, and a team that takes care of the admin, tax and compliance headaches for you.

You're Fully Covered

Free professional indemnity cover up to £1 million, plus employers' and public liability insurance included as standard — with the option to add more.

Immediate Payments

We process your pay quickly and reliably. No chasing agencies, no waiting around — your money reaches you with clear, itemised payslips every time.

Less Admin, More Freedom

Invoicing, payroll, VAT, tax and Companies House filings — all taken care of. That's your evenings and weekends back to build your business.

No Hidden Costs

One simple fee — £20 per week or £75 per month — regardless of your income. What we quote is what you pay. No surprises, no small print.

Full HMRC Compliance

We keep you compliant with PAYE, tax and employment regulations, so you never have to second-guess where you stand with HMRC.

Friendly Expert Support

Our experienced, knowledgeable advisors are here to answer your questions and guide you — in the way and at the times that suit you.

Simple, Transparent Fees

One low fee — whatever you earn.

Our fees are £20 per week or £75 per month, regardless of your income. No additional charges, no joining fees, no exit fees. Ask one of our friendly advisors for full details.

View Full Fee Details
£20
Per Week
£75
Per Month
Insurance & Indemnity

Peace of mind built in from day one.

Every IFL contractor benefits from improved insurance and indemnity cover as standard — and if you need more, we'll arrange it to suit your personal circumstances.

Professional Indemnity — up to £1 million

Comprehensive cover for the professional services you provide, included at no extra cost.

Employers' Liability Insurance

Statutory protection in place while you're engaged under our umbrella.

Public Liability Insurance

Cover for third-party claims, giving you and your clients confidence on site and off.

Discuss Your Cover
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Getting Started Is Easy

Up and Running in Four Simple Steps

You can join IFL Contracts at any time — pre or mid-contract — and leave whenever you wish, no strings attached.

1

Get in Touch

Call us or request a free info pack. Tell us about your contract and we'll recommend the right approach for you.

2

Register

Complete a simple registration and provide your right-to-work details. We handle the agency paperwork for you.

3

We Invoice & Collect

We raise invoices to your agency or client and chase payment, so you never have to.

4

You Get Paid

We process PAYE, tax and deductions, then pay you promptly with a clear, itemised payslip.

Friendly advisor helping a client at a desk
About IFL Contracts

Experience you can rely on. Service that stays personal.

IFL Contracts has many years' experience working with contractors across the UK. We understand your concerns about staying in control of your finances and your freedom to run your own business.

We believe our real advantage lies in our personal service. We'll contact you in the way you prefer, at times that are convenient to you — and all of our advice comes completely free of charge.

We work with all the major agencies throughout the UK and know their preferred working practices, ensuring swift, hassle-free payment of your accounts.

More About Us
What Contractors Say

Trusted by Contractors Across the UK

Switching to IFL was the best decision I made as a contractor. The admin just disappears and I'm always paid on time. Their advisors are genuinely helpful.

IT Contractor
London

One simple fee, no surprises, and full insurance cover included. It's refreshing to deal with a company that keeps everything so straightforward.

Engineering Contractor
Midlands

I was nervous about the paperwork and tax side of contracting. IFL took all of it off my plate and explained everything clearly. Highly recommended.

Healthcare Locum
North West

Ready to keep more of what you earn?

Join now to register your details, or contact us to ask a question or request a FREE information pack. If you're about to secure a new contract, just send us the details and we'll take it from there.