Trusted UK umbrella company solutions for contractors & freelancers
The Basics

What is an umbrella company?

An umbrella company acts as your employer while you carry out contract work through recruitment agencies or clients.

Instead of running your own limited company or being paid directly, you're employed by IFL Contracts. Your agency or client pays us for the work you complete, and we pay you a salary through PAYE โ€” with all tax, National Insurance and deductions handled correctly.

It's the simplest, most compliant way to contract: no company accounts to file, no VAT returns to manage, and continuous employment across all of your assignments.

Contractor reviewing paperwork at a desk
Step by Step

Four Simple Steps to Get Started

You can join at any time, pre or mid-contract, and leave whenever you wish โ€” no strings attached.

1

Get in Touch

Call us or request a free information pack. Tell us about your contract โ€” daily rate and duration โ€” and we'll recommend the most suitable approach for your needs.

2

Register

Complete a quick, straightforward registration and provide your right-to-work documents. We'll set up your employment and handle the agency paperwork.

3

We Invoice & Collect

Submit your timesheets and we raise invoices to your agency or client, then manage credit control and chase payment on your behalf.

4

You Get Paid

We process PAYE, tax and NI, then pay your salary promptly with a clear, itemised payslip so you can see exactly where every penny goes.

Reduce Your Admin

Everything We Take Care Of

We carry out these administrative tasks for you, giving you more time to concentrate on building your business โ€” and saving you accountancy fees, bank charges and insurance costs along the way.

  • Invoicing, payment allocation and credit control
  • Payroll operation and salary payments
  • PAYE, National Insurance and tax deductions
  • Chasing unpaid invoices with your agencies
  • Professional indemnity, employers' & public liability cover
  • Continuous employment across all your contracts
  • Clear, itemised payslips every pay run
  • Friendly, ongoing advisor support โ€” free of charge
No need to chase those unpaid invoices โ€” we do it all for you. You benefit from the savings related to accountants' fees, bank charges and insurances, with none of the administrative burden.
You're Covered

Improved Insurance & Indemnity Cover

Comprehensive protection is included as standard โ€” and we can arrange additional cover if your role requires it.

โœ“

Professional Indemnity

Cover up to ยฃ1 million for the professional services you provide, included at no extra cost.

โœ“

Employers' Liability

Statutory employers' liability insurance while you're engaged under our umbrella.

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Public Liability

Protection against third-party claims, giving you and your clients confidence.

Common Questions

Frequently Asked Questions

Can I join mid-contract?

Yes. You can join IFL Contracts at any time โ€” pre or mid-contract. Just let us know the details of your assignment and we'll take care of the rest.

Am I tied in? Can I leave whenever I want?

There are no strings attached. You can leave whenever you wish. We only ask that any outstanding pay runs are completed so you receive everything you're owed.

How much does it cost?

Our fees are currently ยฃ20 per week or ยฃ75 per month, regardless of your income. There are no hidden or additional costs. See our Fees page for full details.

How quickly will I be paid?

We process payments immediately once cleared funds are received from your agency or client, and pay you with a clear, itemised payslip.

Do you work with my agency?

We work with all the major agencies throughout the UK and are familiar with their preferred working practices, ensuring swift payment of all accounts. If you're unsure, just ask us.

Is IFL Contracts HMRC compliant?

Absolutely. We operate full PAYE and follow all relevant HMRC and employment regulations, so you can contract with complete peace of mind.

Join IFL Contracts today

Register your details now, or contact us to discuss any questions and request a FREE information pack. About to secure a new contract? Simply send us the details.